.banner h1 {
  color: #ffffff;
  font-size: 30px;
  font-weight: 600;
  margin: 0;
}
.kc-wrap {
  background: #f4f7fb;
  padding: 36px 0 56px;
}
.kc-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 15px;
}
.kc-crumb {
  font-size: 14px;
  color: #4a5a73;
  margin: 0 0 18px;
}
.kc-crumb a {
  color: #16386e;
}
.kc-lead {
  font-size: 18px;
  line-height: 1.8;
  color: #16386e;
  background: #fff;
  border-left: 6px solid #1f4e8c;
  padding: 18px 20px;
  margin: 0 0 24px;
}
.kc-article {
  background: #fff;
  padding: 28px 32px 40px;
  border-radius: 8px;
  box-shadow: 0 6px 24px rgba(16, 40, 80, 0.08);
}
.kc-article h1 {
  font-size: 30px;
  color: #102048;
  margin: 0 0 12px;
  line-height: 1.4;
}
.kc-meta {
  color: #66758c;
  font-size: 14px;
  margin: 0 0 20px;
}
.kc-cover {
  width: 100%;
  height: auto;
  border-radius: 6px;
  margin: 0 0 24px;
}
.kc-article h2 {
  font-size: 22px;
  color: #102048;
  border-bottom: 2px solid #d7e4f4;
  padding: 0 0 8px;
  margin: 28px 0 14px;
}
.kc-article h3 {
  font-size: 18px;
  color: #1f4e8c;
  margin: 20px 0 10px;
}
.kc-article p,
.kc-article li {
  font-size: 16px;
  line-height: 1.9;
  color: #243044;
}
.kc-article ul,
.kc-article ol {
  padding-left: 22px;
  margin: 0 0 16px;
}
.kc-note {
  background: #fff8e8;
  border: 1px solid #f0d48a;
  padding: 14px 16px;
  margin: 16px 0 20px;
}
.kc-cta {
  background: #102048;
  color: #fff;
  padding: 22px;
  border-radius: 8px;
  margin: 28px 0 8px;
}
.kc-cta h2,
.kc-cta p {
  color: #fff;
}
.kc-cta a {
  display: inline-block;
  background: #f5c448;
  color: #102048;
  font-weight: 700;
  padding: 10px 18px;
  margin: 6px 8px 0 0;
  border-radius: 4px;
}
.kc-related {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 8px 0 0;
}
.kc-related a {
  background: #eaf1fa;
  color: #16386e;
  padding: 8px 12px;
  border-radius: 4px;
}
.kc-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}
.kc-card {
  background: #fff;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 6px 18px rgba(16, 40, 80, 0.08);
  display: block;
  color: #102048;
}
.kc-card img {
  width: 100%;
  height: auto;
  display: block;
}
.kc-card .kc-card-body {
  padding: 16px 16px 18px;
}
.kc-card h2,
.kc-card h3 {
  font-size: 18px;
  margin: 0 0 8px;
  line-height: 1.45;
  color: #102048;
}
.kc-card p {
  margin: 0;
  color: #4a5a73;
  font-size: 14px;
  line-height: 1.7;
}
.kc-cat {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0 0 20px;
}
.kc-cat a {
  background: #102048;
  color: #fff;
  padding: 6px 12px;
  border-radius: 16px;
  font-size: 14px;
}
.kc-home {
  margin: 0 0 8px;
}
.kc-home h2 {
  color: #102048;
  font-size: 26px;
  margin: 0 0 8px;
}
.kc-home > p {
  color: #4a5a73;
  margin: 0 0 18px;
}
.kc-more {
  display: inline-block;
  margin-top: 16px;
  background: #1f4e8c;
  color: #fff;
  padding: 10px 18px;
  border-radius: 4px;
}
@media (max-width: 991px) {
  .kc-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .kc-article {
    padding: 20px 16px 28px;
  }
}
@media (max-width: 575px) {
  .kc-grid {
    grid-template-columns: 1fr;
  }
  .kc-article h1 {
    font-size: 24px;
  }
  .banner h1 {
    font-size: 22px;
    line-height: 1.4;
  }
}